Too good to be true!
After 3 years, a policyholder, would have made 3 deposits into the Untaxed Retirement Income Plan with a projected gain of approximately 6- 8% interest. At the beginning of the fourth year, one of our financial partners, will make arrangements with a bank, that sets-up a low-interest loan, using a low-risk asset (the policy holders deposits). When a low interest loan, is set against a higher yielding cash value reserve account it creates what is called a profit spread, or arbitrage. The risk is practically non-existent to the policy holder, because the borrowed money is never spent. It is always there to pay the bank, if need be! When more money goes into the cash value reserve account it generates more interest income. Let me say it again; the more money there is in the policy holders reserve account, the more interest income it generates. Right! It is always nearly zero risk exposure, to the policy holder, because all the borrowed assets are easily accessible inside the policy holders cash value reserves. Our financial partner is a licensed registered investment advisor, (RIA) and an insurance agent, licensed in all 50 states. He is compensated by the insurance company. For 10 years, our partner has been helping clients to collateralize their premiums by using other people’s money, aka, low interest bank loans, to increase their total rate of return. As of 2024, there are hundreds of policies with more than a half billion dollars under management, creating assets, for policyholders.
The Untaxed Retirement Income Strategy is the best retirement strategy: It is uncomplicated, and very profitable, very reliable, and nearly risk free.
An Index Cash Value Life Insurance policy typically generates on average, 6-8% rate of return after the cost of insurance is paid. When arbitrage is combined with the policy, the average rate of return jumps to 10-16% tax-free without market losses or risks. If the market were to crash, which it has done 3 times in the past 25 years; there is a safety net in place which holds the insurance company responsible to absorb all index losses below zero, thus the policyholder’s, asset gains, are always protected, and this arrangement is declared, right up front, in the policy holder’s life insurance contract agreement.
Compare that to the high probability of a 35-50% loss in savings, during a stock market recession or even a crash that may take 4-8 years to return an investors stock market assets to the break-even point. What if you are only months away from retiring when a crash occurs? What if you are retired and a crash occurs? Depleted savings, means, you will have less to spend, in a world economy, where inflation never sleeps. It’s very hard to replace, lost retirement dollars, even when the market is good. You didn’t save for your retirement, just so you would just barely get by, did you? The Untaxed Retirement Income Plan is the solution!
The average stock market rate of return over the past 25 years was 7%, and then of course, there are taxes to pay, with your withdrawals! In the last 3 years inflation has increased well over 20%. Making your savings 1/5th less valuable then they were 3 years ago. Inflation never sleeps; it is always increasing the cost of living. We are not, in the, everybody else business. The Untaxed Retirement Income Strategy is a safe and consistent, retirement income, that consistently increases in value to protect against the catastrophic effects of inflation, and is a legal tax-free income for a life-time.
