What is the ROTH Conversion Alternative?
A Roth Conversion Alternative Strategy helps you move your money out of a QUALIFIED PLAN once and for all, while saving on taxes. A ROTH Conversion Alternative is transferring assets from a taxable retirement account into an untaxable account. The most typical accounts include a 401k, 403b, SEP IRA, and Traditional Brokerage accounts. We use our proprietary program called Flex Method. By using the Flex Method, someone can get rid of their QUALIFIED PLAN for good.
What is a Flex Method?
The Flex Method is a strategic approach applied within a cash value life insurance policy.It is designed to help those nearing retirement, by…
- Efficiently exit from Qualified Plans like IRAs or 401(k).
- It aims to minimize taxes and manage RMDs.
- This method emphasizes building a policy’s Cash Value.
- It focuses on creating a source of tax-free income for life.
- Simultaneously, leaving a legacy behind, after you are gone.
How the Flex Method Works?
By leveraging flexible premium payments, policy loans, and death benefit adjustments, the Flex Method aims to grow your policy’s cash value, providing a balance between life
insurance protection and a tax-efficient retirement vehicle. It allows for strategic withdrawals that are tax-free, making it a powerful tool for those looking to generate
income without triggering additional taxes or RMD penalties.
Is it a Premium Financing?
No. Unlike Premium Financing, which involves borrowing from a bank to cover premiums and is typically available only to high-net-worth individuals with a collateral, the Flex Method operates entirely within the life insurance policy. This gives you greater control and adaptability, helping you to adjust your plan over time without relying onexternal loans or additional complexities like collateral. In short, The Flex Method ismore Flexible.
